This is a company social welfare product. There are several types, ranging from the bespoke occupational pension plan, the jointly promoted occupational pension plan: suitable for groups of companies or industries; or the jointly promoted occupational pension plan with a standardised design. They have 24-hour assistance 365 days a year and personalised advice, among other benefits.
The Company Social Welfare Plan is an insurance with a secured return, with a guaranteed interest rate when the benefit becomes payable. Simple and easy to implement, it eliminates the possibility of losses at the time of payment, optimises the tax return on savings and has a guaranteed interest rate.
Residents of the Basque Country have their own specific social welfare plans. A flexible long-term savings product with excellent tax efficiency. It has different models, such as the Occupational pension plan, Jointly promoted occupational pension plan and Jointly promoted occupational pension plan with standardised design, in addition to other benefits such as 24-hour assistance all year round and personalised advice.
Over a century helping people prepare for their future and retirement, offering them personalised advice.
VidaCaixa is the largest insurance entity in Spain and is right at the top the Life Insurance and Pensions rankings.
We pay out about 4,000 million euros every year and have become the private entity that most pensions pays out.
Our 25 globally-renowned awards –including the award for the best pension fund manager– plus our customers’ trust are proof of our successful management.
