[F8] Autónomos

Plan de Pensiones de Empleo Simplificado ATA

The first solution that improves your future as self-employed

VidaCaixa introduces the first pension scheme for the self-employed or freelancers. This simplified workplace pension scheme will give you the protection and reassurance you need for yourself and your loved ones. Aware that you’re a crucial player in your business, VidaCaixa protects the self-employed and adapts to its customers’ needs with each product. Find out about the Plan de Empleo Simplificado ATA.



[F23] Autónomos - Planes de pensiones de Empleo ATA

[Texto SEO] Autónomos - Preguntas frecuentes sobre tu plan de pensiones para autónomos



FAQs

Frequently asked questions about the pension scheme for the self-employed

Do you have any doubts about the simplified workplace schemes for the self-employed? Don’t hesitate, check our FAQs for more information about our products and other covers of the insurances for the self-employed, businesses and SMEs. Find out everything you need to know and any information that may affect you as self-employed.


Asset Publisher


  • ACCIDENT

    • Body injury resulting from a violent, sudden, external and involuntary act of the insured person.

  • Analistas y reguladores

    • Asumimos los más altos estándares como compromiso de excelencia en nuestra actividad. Por ello, fuimos la primera aseguradora y gestora de pensiones en España en adherirse a los Principios de Inversión Responsable de Naciones Unidas (PRI) y a la iniciativa de propietarios de activos para conseguir la neutralidad climática en 2050, Net Zero Asset Owner Alliance. Formamos parte de las principales alianzas internacionales de sostenibilidad (como PSI o el Pacto Mundial) para promover un crecimiento socioeconómico responsable. Estamos presentes en las patronales de seguros e instituciones de inversión colectiva desde donde defendemos las mejores prácticas y promovemos la ética y la transparencia como base de un buen modelo de gobierno.

  • Accionista

    • VidaCaixa es una sociedad 100% CaixaBank y las relaciones con nuestro accionista son una pieza clave en el desarrollo de nuestra actividad. Contribuimos a su misión y visión alineados con los valores corporativos de calidad, confianza y compromiso social con el objetivo de aportar valor al conjunto del grupo y con ello, a las expectativas de accionistas e inversores.

  • Empleados

    • Los profesionales de VidaCaixa son nuestro principal activo, y artífices del éxito de la sostenibilidad y la eficacia social y económica de la organización. Las sociedades de VidaCaixa favorecen el desarrollo de su potencial y talento, promueven la diversidad y mejoran constantemente su experiencia.

  • Clientes

    • Situamos a los clientes en el centro de su actividad y, en consecuencia, trabajamos para crear valor a largo plazo tanto para ellos como para el entorno en el que operamos.

  • GUARANTEED PENSION PLAN

    • This is an individual or group pension plan in which a financial entity offers an individual guarantee to the participants, which refers to them receiving a certain amount of the constituted right on a fixed date.

  • PERMANENT AND ABSOLUTE DISABILITY ARISING FROM AN ACCIDENT

    • The irreversible physical situation of a person arising from an accident that completely and permanently prevents him/her from developing any work or professional activity.

  • MANAGING COMPANY

    • This is a limited company which, with prior administrative authorisation, has as its sole corporate purpose and activity the administration of pension funds. Insurance companies can be management companies without the need for the corporate purpose and activity to be exclusive.

  • PENSION FUND PROMOTING COMPANY

    • Legal entity that creates and participates in the establishment of a pension fund.

  • CONTRACT FULFILMENT

    • Acquisition of legal validity of the contract with the consent of the parties.

  • POLICY SUPPLEMENT

    • Document in which a modification of the policy is expressed. This document becomes part of the policy itself.

  • EXPIRY OF INSURANCE

    • This is the date on which the contract is terminated due to the end of the period agreed in the contract.

  • INSURANCE COMPANY

    • Legal entity that assumes the payment of the agreed benefits within the agreed conditions if the risk event that is the subject of the cover occurs.

  • PROFESSIONAL OFFICE

    • Room of the house dedicated to the professional activity of the insured person or one of the persons living with him/her.

  • QUALIFYING PERIOD

    • Period of time during which all or some of the policy cover is not effective.

  • PENSION PLAN MEMBERSHIP DOCUMENT

    • Document signed by the participant together with the plan promoter, the manager and the depository, formalising the pension plan agreement.

  • PENSION PLAN BENEFICIARY

    • Natural person entitled to receive the benefit, whether or not he or she was a participant.

  • COINSURANCE

    • In the event of two or more insurance companies, with a previous agreement between themselves and the policyholder, coinciding in the cover of the same interest, risk and time. Unless agreed otherwise, each insurer is obliged to pay for the cover and benefit in proportion to their respective quotas.

  • CONSEQUENTIAL DAMAGE

    • Damage directly derived from personal or material damage covered by the policy.

  • CONTROL COMMISSION OF THE PENSION PLAN

    • A body made up from representatives of the promoter, the participants and beneficiaries, if there are any, who supervise the workings and execution of the pension plan.